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Muhammad Ishaq, Dr. Gul Ghutai and Dr. Muhammad Tariq 2025. Assessing the Vernacular Knowledge and Financial Business Models Innovations of Shepherding Entrepreneurs in Swat. Indus Journal of Social Sciences. 3, 4 (Oct. 2025), 273–280. DOI:https://doi.org/10.59075/ijss.v3i4.1977.